Cosmetic Repair Insurance

Cosmetic repair insurance allows drivers to protect the appearance of their vehicle, avoiding high repair bills and protecting their no claims bonus.

Terms and Conditions

The insurance is provided by Motors Insurance Company Limited, Registered Office: Jubilee House, Mid Point Business Park, Thornbury, West Yorkshire, BD3 7AG. Registered in England No: 2678367.

The scheme is administered by Car Care Plan Ltd. Jubilee House, 5 Mid Point Business Park, Thornbury, West Yorkshire BD3 7AG.

The Administrator will arrange for repairs of the following Minor Cosmetic Damage to Your Vehicle using a Cosmetic Repair method:
• A Chip which is a chipped area on the Vehicle up to a
maximum of 1.5cm in diameter or 3mm in depth;
• A damaged area which contains a Light Scratch, Minor Dent
or Scuffed Bumper, up to a maximum of 30cm in length or
3mm in depth.

This policy does not cover the following: Where the vehicle is classed as a light commercial vehicle, emergency vehicle, delivery vehicle, panel van and vehicles exceeding 3500kg, or vehicles used for hire or reward (for example taxis, self-drive hire or driving schools), delivery courier or a vehicle used for any purpose in connection with the motor trade. A cosmetic repair involves restoring eligible damaged areas as close as possible back to their original condition, however please be aware that no repair will be identical to the original automotive factory finish.

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