4 things to consider 

Provided your vehicle: 

Is eight years old or under and has covered less than 80,000 miles at the start date of the policy;

Then during the period of insurance, we will pay for the cost of repairs resulting from accidental or malicious damage which has occurred to your alloy wheels up to the claim limit shown in the Validation Certificate. 

In the event your alloy wheel is damaged beyond a point whereby a reasonable cosmetic repair can be carried out then the policy provides two options:

1) If the damage to the alloy wheel is such that a lathe skim repair can be carried out, then the policy will contribute a maximum amount of £110 including VAT towards allowing you to have this repaired locally at your choice;

2) If the damage to the alloy wheel is such that no kind of repair can be carried out, the policy will contribute a maximum amount of £150 including VAT towards the replacement of the alloy wheel. 

Both options will count as 1 claim under your policy.

x Alloy wheels that are aftermarket fitment or not of the original specification for the vehicle. 

x General wear and tear, corrosion, pitting, discolouration, tar staining, neglect or cracked or buckled wheels. 

x Theft of the alloy wheel(s). 

x Damage present on an alloy wheel prior to the commencement of the policy. 

x Alloy wheel(s) of split rim construction, with a machine polished (chrome effect) finish, or with a recessed, rebated or raised profile to the rim section. Plastic trims attached to the alloy wheel are also excluded (and must be removed prior to any repair to any covered alloy wheel). 

x Damage caused by driving the vehicle while the tyre is deflated; or a replacement tyre being fitted to the alloy wheel. 

x Any claim which is the subject of fraud, false actions or dishonesty; where the loss is covered by any other insurance; or where it is discovered that the policy was purchased more than 30 days following the original purchase date of the vehicle.