Vauxhall Car Finance at Drayton Motors (formerly Wilson & Co)

By choosing to finance a car through a Drayton Motors (formerly Wilson & Co) dealership, you gain access to countless lending institutions, and your rate is negotiated on your behalf by an employee of the dealership. We can work with just about any type of buyer, and will work to find financing options to meet the individual needs of the customer.

Ask us what options are available to you.

Personal Contract Purchase (PCP) is a popular choice for car finance. It offers good flexibility at the end of the agreement, together with low, fixed monthly payments. This is perfect if you are opting out of your company car scheme, for example.

Your company car allowance can fund your monthly payments, but there is no company car tax to pay. At the beginning of the agreement your car's future value is calculated based on mileage and age. This is deferred as a final 'balloon' payment.

With PCP you don't have to commit to buying the car at the outset. You use it for an agreed period of time and then decide at the end of this period what you would like to do.

Choosing to pay this way often means you can drive a higher spec vehicle for a lower monthly payment.

Conditional Sale, often referred to as Hire Purchase, is one of the most common ways to finance a new or used vehicle, and is probably the most straight-forward and easy to understand method of vehicle financing.

Conditional Sale assumes that you want to eventually own the vehicle at the end of your finance term, so simply splits the total cost of the vehicle (minus your deposit) over the duration of your plan.

Once the last monthly payment has been made, the vehicle is yours.